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10 Questions to ask an Independent Financial Adviser

Finding out what an IFA does and how they operate is half the battle - Click here to read more

How can I build the right sort of portfolio?

Building an investment portfolio is a complex task but also an important one - Click here to read more

What is a Sipp and do I need one?

The appeal of Sipps is widening beyond their original appeal to wealthy people - Click here to read more

Is all debt bad debt?

The one sentence version: Neither a borrower nor a lender be; just how relevant is that advice today - Click here to read more

What is offshore investing?

- Click here to read more

How can I be greener and save money?

With energy prices going through the roof it makes financial sense to save energy even if you arent concerned about your carbon footprint - Click here to read more

What's the best way to donate to charity?

Use one of the tax deductible government schemes which enhances the value of your gift to the charity and can save you tax - Click here to read more

What is Inheritance Tax?

You may not be able to take it with you but the government is keen to get its share - Click here to read more

What happens if I?m self employed?

You become the driver not a passenger in your business; make sure youve passed the theory test before you start the ignition! - Click here to read more

Can my home be my pension?

Yes provided it is worth enough you have paid off your mortgage and you are prepared to trade down to a smaller home at retirement - Click here to read more

Do I have alternatives apart from taking an annuity?

Yes there are choices out there and you should be looking at them - Click here to read more

Can I really make a difference to the world around me?

Personally and financially theres never been a better time to be greener the choice is wider its easier to act upon and there are lots of people willing to help! - Click here to read more

Do I need a power of attorney?

Yes if you want to make sure your affairs can be managed in case of mental illness or incapacity the time to do this is now! - Click here to read more

How can I make a budget and stick to it?

Few individuals sit down and work out all their inescapable outgoings and set them against their income But unless you keep your spending within sensible limits leaving a margin for savings you can easily find yourself in trouble - Click here to read more

What is an IFA (independent financial adviser)?

An IFA can be many things; a source of financial advice a life-long financial coach a provider of advice for a single financial transaction an ear to bounce ideas off of a facilitator in realising your lifes goals - Click here to read more

How much do I need to retire on?

Because you need to ensure you dont run out of money before you run out of life - Click here to read more

How can I spot the type of IFA to avoid?

Steer clear of those who are not interested in your financial welfare - Click here to read more

What are investment bonds?

They are a potentially tax-efficient way of holding a range of various investment funds together in one place - Click here to read more

Seven easy steps to having enough money to retire on

Be realistic about the cost and plan accordingly - Click here to read more

What tax breaks will the Government give me?

Pensions remain one of the most tax-efficient means of saving for our retirement make the most of them - Click here to read more

Great tips to improve your credit rating

Nobody has an automatic right to credit Now that borrowing is harder its more important than ever to make sure your record is smartened up to impress choosy lenders - Click here to read more

Why should I do if I get into debt problems?

Taking positive action now can help you deal with debt problems before they get out of hand - otherwise organisations such as Citizens Advice Bureau or National Debtline can provide valuable advice - Click here to read more

What should I do if I get into debt problems?

Taking positive action now can help you deal with debt problems before they get out of hand - otherwise organisations such as Citizens Advice Bureau or National Debtline can provide valuable advice - Click here to read more

What happens to my tax affairs if I?m self-employed?

Once you become your own boss you are the driver not a passenger; make sure youve passed the theory test before you start the ignition! - Click here to read more

Do I really need life insurance?

How much are our lives worth and why do we need to insure them Advisers Julie Lord and Richard Gough debate the subject of life insurance - Click here to read more

Isn?t investing in the stock market risky?

Equities do carry risk but historically they also offer the best chance of beating inflation - Click here to read more

Can I be my own financial adviser?

DIY financial advice is time-consuming and risky while using an adviser can save you time and make you money - providing the find the right one - Click here to read more

Why is car insurance so expensive?

Thats a matter of opinion - in 2006 UK motor insurers wrote £102 billion of motor insurance premiums and paid out over £8 billion in claims - Click here to read more

What does 'risk' mean?

Risk is an inevitable and important part of investment and life - the key is taking the right level and kind of risk and spreading your bets as far as possible - Click here to read more

What will I do when I finish work?

Are you seriously telling me that work is the only thing in your life - Click here to read more

Whatever happened to company pensions?

The responsibility for your financial security in retirement now rests with you - Click here to read more

Am I addicted to debt?

No you are addicted to overspending - Click here to read more

How can I pay for school and college fees?

The numbers are big; start saving as early as you can - Click here to read more

Four questions to ask yourself about retirement

Get your head around four crucial questions and the road ahead will be much clearer - Click here to read more

Should I get a consolidation loan?

It could be useful if you need to reduce your monthly repayments on borrowing but the overall cost may be higher - Click here to read more

What is a fund?

A fund lets the smaller investor play with the big boys - Click here to read more

Will the state look after mum (or dad)?

Yes but depending on herhis state of health and her finances - Click here to read more

Can I have too much insurance?

Yes particularly if it is general insurance such as buildings contents or motor cover or income protection and permanent health insurance where there are limits on what will be paid out - Click here to read more

How can I find good financial advice?

The first step towards gaining control of your money is simply to make the commitment to take action; the fact that you are reading this shows that you are already over the first hurdle - Click here to read more

What costs more, what costs less when you have retired?

Dont assume your cost of living will fall significantly when you retire - Click here to read more

How good is the state pension?

With the state pension paying just 17% of average lifetime earnings the UK desperately needs a change - Click here to read more

Should I always tell the truth?

Yes - because if you dont your insurer can not only refuse to pay your claim but could also sue for fraud or obtaining money by deception - Click here to read more

How can I cope best with divorce?

You will cope best with divorce if you are realistic about what you need and do an inventory of all you own and owe - Click here to read more

What should I know about income drawdown?

More people are looking at the flexible option of income drawdown after they retire - Click here to read more

What do credit reference agencies do and why are they important to me?

Credit reference agencies maintain files on all your borrowings from credit cards to mortgages and any arrears or defaults will affect your ability to borrow in future - Click here to read more

How can I prevent solicitors charging excessive fees for obtaining Probate?

by not making solicitors executors of your will - Click here to read more

What will a good independent financial adviser do for me?

Your trusted adviser will help you to achieve your short medium and longer term goals and objectives in life by using a comprehensive financial planning strategy over time - Click here to read more

What if they say no to a claim?

Take the matter up with the insurer but if that is not satisfactory ask to have the matter referred to the Financial Ombudsman Service a free dispute resolution service - Click here to read more